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Home Insurance Costs with Deductible Scenarios in Bellingham, WA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Bellingham, WA $326300 $604 $831
Upper Samish River, WA $275300 $570 $784
Edison, WA $526200 $1010 $1,390
Marietta-Alderwood, WA $330700 $628 $865
Geneva, WA $386800 $711 $978
Deming, WA $319600 $615 $847
Sudden Valley, WA $259800 $467 $643
Bay View, WA $351400 $655 $901
Lynden, WA $310400 $508 $699
Concrete, WA $156600 $455 $626

Impact of Coverage Amount on Home Insurance Cost In Bellingham, WA

Coverage Amount Home Insurance Cost ($)
$100,000 $290
$200,000 $739
$300,000 $1,006
$400,000 $1,313
$500,000 $1,681
$750,000 to $1000,000 $1,943
Above $1000,000 $2,298


Bellingham, WA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Bellingham, WA Average Home Insurance Cost$840.99
State Average Home Insurance Cost$809
Difference Vs national Average-383.01

Top Homeowners Insurance Companies in Bellingham, WA

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $984
Vigilant Insurance Company $899
Allstate $829
Safeco $305

Bellingham, WA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -109 732
One Claim +50 891
Two Claims +101 942