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Home Insurance Costs with Deductible Scenarios in Richland, WA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Richland, WA $226300 $511 $703
Benton County, WA $198600 $486 $669
Kennewick, WA $182900 $471 $648
West Richland, WA $217700 $483 $664
Pasco, WA $176800 $465 $639
Richland, WA $226300 $511 $703
West Pasco, WA $280200 $575 $791
Pasco North, WA $206400 $508 $700
Finley, WA $188200 $456 $628
Richland-Kennewick, WA $202900 $505 $696

Impact of Coverage Amount on Home Insurance Cost In Richland, WA

Coverage Amount Home Insurance Cost ($)
$100,000 $307
$200,000 $881
$300,000 $1,280
$400,000 $1,569
$500,000 $2,008
$750,000 to $1000,000 $2,322
Above $1000,000 $2,746


Richland, WA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Richland, WA Average Home Insurance Cost$711.98
State Average Home Insurance Cost$809
Difference Vs national Average-512.02

Top Homeowners Insurance Companies in Richland, WA

Insurance Provider Average Homeowners Insurance Cost($)
Federal $959
Travelers $698
Grange Insurance $697
Safeco $305

Richland, WA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -100 612
One Claim +43 755
Two Claims +100 812