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Home Insurance Costs with Deductible Scenarios in Spokane County, WA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Spokane County, WA $195500 $483 $665
Town and Country, WA $169700 $437 $602
Spangle, WA $127100 $415 $571
Fairfield, WA $152000 $449 $618
Green Bluff, WA $435200 $814 $1,120
Spokane South, WA $296200 $590 $812
Four Lakes, WA $172300 $474 $652
Otis Orchards-East Farms, WA $191200 $494 $680
Cheney, WA $181300 $449 $618
Mead, WA $201700 $469 $645

Impact of Coverage Amount on Home Insurance Cost In Spokane County, WA

Coverage Amount Home Insurance Cost ($)
$100,000 $355
$200,000 $974
$300,000 $1,347
$400,000 $1,689
$500,000 $2,162
$750,000 to $1000,000 $2,500
Above $1000,000 $2,956


Spokane County, WA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Spokane County, WA Average Home Insurance Cost$673.18
State Average Home Insurance Cost$809
Difference Vs national Average-550.82

Top Homeowners Insurance Companies in Spokane County, WA

Insurance Provider Average Homeowners Insurance Cost($)
State Farm $931
Travelers $698
PEMCO Insurance $561
Safeco $305

Spokane County, WA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -94 579
One Claim +47 720
Two Claims +94 767