Home Insurance Costs with Deductible Scenarios in Spokane Valley, WA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Spokane Valley, WA	$177100	$465	$639
Deer Park, WA	$248000	$458	$631
Rockford, WA	$157400	$456	$627
Rathdrum, ID	$172300	$415	$571
Spangle, WA	$127100	$415	$571
Colbert, WA	$294300	$494	$680
Post Falls, ID	$174200	$417	$573
Fairfield, WA	$152000	$449	$618
Davenport, WA	$166900	$435	$598
Chewelah, WA	$174200	$443	$609

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Impact of Coverage Amount on Home Insurance Cost In Spokane Valley, WA

Coverage Amount	Home Insurance Cost ($)
$100,000	$389
$200,000	$1,050
$300,000	$1,414
$400,000	$1,840
$500,000	$2,355
$750,000 to $1000,000	$2,723
Above $1000,000	$3,220

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Spokane Valley, WA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Spokane Valley, WA Average Home Insurance Cost	$646.99
State Average Home Insurance Cost	$809
Difference Vs national Average	-577.01

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Top Homeowners Insurance Companies in Spokane Valley, WA

Insurance Provider	Average Homeowners Insurance Cost($)
Federal	$959
Vigilant Insurance Company	$899
Allstate	$829
Travelers	$698

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Spokane Valley, WA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-91	556
One Claim	+58	705
Two Claims	+78	725

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