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Home Insurance Costs with Deductible Scenarios in Spokane, WA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Spokane, WA $180500 $468 $644
Otis Orchards-East Farms, WA $191200 $494 $680
Green Bluff, WA $435200 $814 $1,120
Liberty Lake, WA $247300 $458 $631
Medical Lake, WA $186500 $489 $673
Mead, WA $201700 $469 $645
Spokane Valley, WA $177100 $465 $639
Cheney-Medical Lake, WA $195900 $498 $686
Spokane, WA $180500 $468 $644
Town and Country, WA $169700 $437 $602

Impact of Coverage Amount on Home Insurance Cost In Spokane, WA

Coverage Amount Home Insurance Cost ($)
$100,000 $366
$200,000 $1,054
$300,000 $1,511
$400,000 $1,841
$500,000 $2,356
$750,000 to $1000,000 $2,725
Above $1000,000 $3,222


Spokane, WA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Spokane, WA Average Home Insurance Cost$651.84
State Average Home Insurance Cost$809
Difference Vs national Average-572.16

Top Homeowners Insurance Companies in Spokane, WA

Insurance Provider Average Homeowners Insurance Cost($)
Vigilant Insurance Company $899
Allstate $829
Great Northern $768
PEMCO Insurance $561

Spokane, WA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -91 561
One Claim +59 711
Two Claims +91 743